From Egberto Willies‘ blog:
Thank You Obamacare: Just Received 6% Reduction Notice on Healthcare Policy–1st Time Ever
“I am a small business owner with a wife that has Lupus, a preexisting condition, and a daughter in college. My situation necessitated that I carry 3 health insurance policies. There is a high risk policy for my wife with a $5,000 deductible, a catastrophic policy for my daughter and me with a $10,000 deductible, and a college policy for incidentals for my daughter in college. Based on those numbers it is evident that inasmuch as we have all these policies, we still pay most of our healthcare out of pocket. These three policies are costing us north of $1,200 monthly and we must still pay for my wife’s and daughter’s medicines, doctor visits, etc. mostly out of pocket.
Today my wife walked into my office with an insurance update to her high risk policy. I thought she was going to tell me of a rate increase or a cancellation. After all this is Rick Perry’s state and he says he is not implementing Obamacare. To my chagrin it was a reduction in the cost of her high risk pool insurance. Of course last week I received a rebate check from my catastrophic policy because the insurance companies were out of the 20% compliance with Obamacare.
This is the first time in my life that I have received a reduction in my insurance rates or received a rebate check.”
Think Progress reports:
“12.8 million Americans will receive $1.1 billion in rebates from insurers that have not met minimum spending guidelines in Obamacare…The Affordable Care Act requires insurers to spend 80 to 85 percent of premium dollars on health care services or issue rebates to policy holders. The average rebate is valued at $151 per household.”
Last month Ezra Klein wrote about a Reuters/Ipsos poll that found that while the Affordable Care Act itself may not be popular, many of its provisions are; even with Republicans. Some of the poll results:
• Fifty-seven percent of Republicans support “providing subsidies on a sliding scale to aid individuals and families who cannot afford health insurance.” That’s backed by 67 percent of independents.
• Fifty-four percent of Republicans favor “requiring companies with more than 50 employees to provide insurance for their employers.” That’s backed by 75 percent of independents.
• Fifty two percent of Republicans favor “allowing children to stay on parents insurance until age 26.” That’s backed by 69 percent of independents.
• Seventy eight percent of Republicans support “banning insurance companies from denying coverage for pre-existing conditions; 86 percent of Republicans favor “banning insurance companies from cancelling policies because a person becomes ill.” Those are backed by 82 percent of independents and 87 percent of independents.
So you can understand why Republicans want to repeal the President’s healthcare plan – a lot of people like a lot of things about it.
Republicans were among those calling for things like mandates and coverage for pre-existing conditions years ago, in fact:
“In 1993 Senator John Chafee introduced the Health Equity and Access Reform Today Act which contained a “Universal Coverage” requirement with a penalty for non-compliance.”
This was devised as an alternative to Bill Clinton’s plan, because Hillary had headed up health care reform for her husband, and Republicans would not have accepted anything she came up with. Yet Chafee’s plan included 19 Republicans out of 21 co-sponsors. Then came George W. Bush, and health care was no longer important.
Thanks to President Obama, here we are today with a health care plan for Americans that, while not everyone agrees with every aspect of it; is at the very least, a strong foundation that can be improved upon if and where it’s necessary.
Republicans were hoping the ACA would be ruled unconstitutional; but having lost that bet they have resumed their symbolic votes to repeal it, having just held their 33rd in 28 months.
What do they have in mind to replace it? As Forbes reports:
After two years of calling the President’s landmark healthcare reform every name in the book, Representative Fred Upon, chairman of the House Energy and Commerce Committee…suggests that the GOP wheels are just now “beginning to turn.”
…there have been a few proposals put forth…either legislatively or via GOP sound bites and talking points. Many of these suggestions, while certainly representing nothing that would approach a coherent plan, do often bear one common feature – they all adopt much of the very legislation that has been the target of their deepest displeasure.
Put another way, it appears that the GOP strategy for solving our healthcare crisis is, in no small measure, going to involve using Obamacare to replace Obamacare.”
And who’s one of the biggest cheerleaders for repeal? None other than Mitt Romney, the guy who had a very similar plan in Massachusetts; a plan which some of the current health care provisions were fashioned after; and a plan he has readily disowned in order to be elected.
I say let the Republicans keep Romney – we’ll keep Obama and healthcare.